A product liability arises when a product causes harm due to a defect or assembly error; this is classified as

• A. General liability.
• B. Product liability.
• C. Property liability.
• D. Environmental liability.

Answer: (B)

When a product causes harm because it has a defect or was assembled improperly, the risk falls under product liability. This area focuses on injuries or damages caused by the product itself, whether due to a design defect, a manufacturing defect, or incorrect labeling or assembly, making manufacturers or sellers potentially responsible. General liability covers a wide range of non-product-related risks from business operations, not specifically defects in products. Property liability deals with damage to someone’s property, not injuries from a defective product, and environmental liability concerns harm to the environment. So the situation described aligns with product liability, the category that addresses harm caused by a defective product.